The world’s first specialized regulation-as-data compliance tool for
50-state PI portfolio decisions.
PERMITFOLIO converts fragmented PI requirements into computable, audit-ready constraints. Built on a versioned constraint engine, it converts approved PI rules into reproducible compliance calculations over immutable portfolio snapshots, with traceable logic behind every result.
This framework normalizes approved statutory interpretation into the Strictest Feasible Envelope (SFE) SFE (Strictest Feasible Envelope) Technical Definition: The deterministic intersection of versioned 50-state PI constraints, evaluated against normalized portfolio data. Why it matters: Instead of reinterpreting 50 rulebooks, investment teams evaluate trades against an approved ruleset, snapshot, and calculation trace. —a machine-readable boundary that identifies the precise asset and liquidity requirements needed to secure customer funds across all jurisdictions.
PERMITFOLIO separates regulatory interpretation, structured rule approval, deterministic calculation, and audit evidence generation.
The name PERMITFOLIO is derived from "Permissible Investment Portfolio".
A fragmented 50-state regime creates measurable treasury and compliance inefficiencies.
Customer transmission liabilities managed by U.S. money transmitters.
Licensed money transmitter firms across the core U.S. addressable market.
A fragmented jurisdictional landscape with state-specific PI eligibility constraints.
Estimated yield spread potentially lost to inefficient capital allocation across jurisdictions.
Built to translate approved PI rules into versioned, deterministic, and auditable compliance calculations.
Typed, versioned rule graph for executable PI constraints.
Decomposes PI statutes into executable rule units, jurisdiction scopes, asset-bucket constraints, effective dates, citations, and dependency links.
Reproducible audit evidence packages for PI eligibility decisions.
Generates structured documentation showing which ruleset, portfolio snapshot, source citations, and calculation trace produced each result.
Rule-based planning tool for compliant investment allocations.
Evaluates portfolio allocations against approved ruleset versions and generates transparent compliant ranges for treasury decision-making.
Permitfolio separates regulatory interpretation, structured rule approval, deterministic calculation, and audit evidence generation. Each compliance run is bound to a portfolio snapshot, ruleset version, source citations, and calculation trace.
Legal source text flows into a structured rule schema, then into a versioned PI Rule Graph with jurisdiction scope, effective dates, citations, and dependency links.
The constraint engine evaluates approved rules against immutable portfolio snapshots to produce state results, binding constraints, and calculation traces.
ProofPack references connect each result back to ruleset version, snapshot_id, citation provenance, and replayable calculation metadata.
Legal Source Text → Structured Rule Schema → Versioned PI Rule Graph → Deterministic Constraint Engine → Portfolio Snapshot Evaluation → State Results + Binding Constraints → ProofPack Evidence Chain
PERMITFOLIO is built on a simple engineering principle: compliance results should be reproducible, traceable, and version-controlled. Regulation is treated as data, rules as executable constraints, and every portfolio decision as an auditable computation.
The principles that guide how we build, what we prioritize, and why we do this work.
ML may assist with classification, extraction, and review prioritization, but final compliance status is computed only from approved rules and normalized portfolio data.
Clear boundaries enable confident action. Compliance done right accelerates innovation rather than constrains it.
Every output is tied to ruleset version, snapshot_id, citations, and calculation trace. In compliance, reliability matters more than polish.
We evolve through client needs and feedback, delivering scalable solutions that reduce compliance workload with rigor.
An interdisciplinary team with deep domain knowledge, as understanding regulation requires more than code.
Model-assisted classification, extraction drafts, and risk signals remain reviewable, with model version, confidence, input hash, review status, and override history.
A concise market briefing on macro conditions, capital markets, AI infrastructure, and the compliance layer behind financial growth.
Enter the financial news hub first, then browse the latest and archived weekly briefings.
Open weekly homepage →A quick path to the newest issue for returning readers.
Read latest issue →PERMITFOLIO LLC is a New York-based regtech company. Our interdisciplinary team spans compliance, legal analysis, AI engineering, and deterministic rule-system design.
"We believe technology shouldn't replace people. It should give professionals more time for higher-value judgment and creative work."
Interested in learning more about PERMITFOLIO?
We'd love to hear from you.